For Mortgage Brokers & Lending

Know what's missing before the lender asks

Upload your client's mortgage files. Three AI models read every document, cross-check income and employment, and tell you exactly what's missing, inconsistent, or unsigned — in seconds.

No credit card required · All features included · Works in minutes

3 AI Modelscross-check every document
~5 secondsper page, fully extracted
Completenessinstant missing-doc checklist
Fraud check11-point bank statement audit
The problem

You know the drill

Client sends you 14 PDFs. You spend an hour reading each one, cross-checking income, chasing missing docs — and the lender still sends it back.

Chasing clients for missing documents delays every deal

Know what's missing instantly

Upload what you have — Neruva tells you exactly what's missing, unsigned, or incomplete. One checklist, no guessing.

Manually cross-checking income across T4s, pay stubs, and NOAs

Income verified across documents automatically

Neruva reads every file and flags inconsistencies. "T4 says $72K, pay stub says $6,200/mo — that's $74,400." You decide, not the lender.

Lenders reject files for small errors you didn't catch

Catch every error before submission

Missing signatures, wrong dates, math that doesn't add up. Three AI models cross-check everything — errors are flagged before the file leaves your desk.

Every client's file set is different and nothing is organized

Auto-sorted, auto-extracted, searchable

Upload a stack of PDFs. Neruva auto-detects T4s, pay stubs, bank statements, appraisals, and more — 123+ document types, organized into folders automatically.

You can't quickly answer "what rate would work at this income?"

Ask anything about any client's file set

"What's the max mortgage at 5.25%?" "Is the down payment enough for this property?" Plain English questions, instant answers from the actual documents.

See it in action

Upload a mortgage file set. Ask anything.

T4_2025_Johnson.pdf
Auto-approved
Pay_Stubs_Mar-May.pdf
Auto-approved
BMO_Statements_6mo.pdf
Auto-approved
Extracted & cross-checked
ApplicantSarah Johnson
T4 Income$72,450
Pay Stub (annualized)$74,400
6-Mo Avg Balance$14,220
Income MatchREVIEW — $1,950 gap
Consensus3/3 AGREE
?

“What's missing from this client's file?”

Missing documents:

  • Notice of Assessment (NOA) — required by most lenders
  • Property appraisal — not yet uploaded
  • Void cheque — needed for pre-authorized payments

Issues found:

  • T4 income ($72,450) vs pay stub annualized ($74,400) — $1,950 gap
  • Bank statements cover full 6 months — no gaps
What you can do

Built for how mortgage brokers actually work

Completeness check

Upload a client's files and ask "what's missing?" Get an instant checklist — missing docs, unsigned fields, gaps in bank statements, employment tenure flags.

Income verification

Cross-reference T4, pay stub, and NOA automatically. Neruva flags when numbers don't match — before the lender does.

Fraud detection

Upload a bank statement and get an 11-point authenticity check. Catches round numbers, math errors, weekend deposits, and formatting inconsistencies.

What-if analysis

"What would the payment be at 5.5% vs 4.99%?" "Can they afford this property on $68K?" Computed from actual documents, not rough estimates.

Multi-client search

"Which clients have income under $60K?" "Show me all deals closing in July." Search across every client's files in seconds.

Audit trail

Every extraction, correction, and query is logged with timestamps. Full compliance trail — ready for auditors, lender reviews, or FSRA.

Document types

Every mortgage document, auto-detected

Upload any mix of files. Neruva identifies and sorts them automatically.

T4 / T4A / T1 General
Pay stubs & employment letters
Bank statements (3–6 months)
Notice of Assessment (NOA)
Property appraisals
Purchase agreements
Mortgage commitments
Credit reports
Gift letters
Self-employment financials
Rental income schedules
Void cheques & ID scans
How it works

From file dump to funded — in minutes

1

Upload client files

Drag and drop the whole file set — T4s, pay stubs, bank statements, everything. Or forward the email.

2

AI reads & cross-checks

Three models read every page. Income, employment, property details — extracted and verified against each other.

3

See what needs attention

Green = confirmed. Yellow = review. Missing docs listed. Income gaps flagged. You decide what to fix.

4

Ask anything, submit faster

"Max mortgage at 5.25%?" "Is the down payment enough?" Get answers, then submit a clean file to the lender.

“I used to spend 45 minutes per client file checking what's missing. Now I upload everything, ask ‘what's missing,’ and have the answer in 10 seconds.”

— Mortgage broker, Ontario

Pricing

Every feature. Every plan.

No per-feature upsells. Completeness check, fraud detection, cross-file search, corrections — all included. You only choose how many pages you need.

Free trial — 100 pages, no credit card
Starter: $99/mo — 500 pages
Pro: $249/mo — 2,500 pages
Business: $799/mo — 10,000 pages
Start your free trial

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Stop chasing missing documents

Upload your client's files. Know what's missing in 10 seconds.

100 pages free · No credit card · Works in minutes